0 6 min 10 mths

Saving money just got a whole lot easier! All you have to do is read this article in full and use what you learn from it. Whatever you want to buy online will be cheaper all thanks to the tips you read. What are you waiting for? Start reading below!

When shopping online, make sure that the online store offers secure checkout. This will help protect your personal information from being stolen. To ensure the site is encrypted look up into your web browser’s URL box. The site is secured if the website starts with https. This stands for hyper transfer protocol secure.

Frequently update your anti-virus software and firewall if you are a frequent online shopper. Hackers often target major shopping sites in an attempt to steal personal information or to break into your accounts. If your program tells you to get off a site, do it!

When shopping online, choose the best shipping policy. Many times companies offer expedited shipping. However, many times getting the product one day earlier can cost you as much as twice the normal shipping price. Therefore, if you can wait on the product to arrive using normal shipping instead of expedited shipping, choose standard shipping to save money.

When you enjoy the convenience of frequent online shopping, it’s very important to keep changing the passwords you use for each account. Every couple of weeks or so, make up a new password for your bank and the shopping sites directly. Use abstract words, combined with numbers and other odd characters for the strongest passwords.

When shopping online, you need to be extra careful if you are using your cellphone to purchase online. Using a public Wi-Fi can leave your personal vulnerable to hackers. Try to only use your secured network when shopping online using a cellphone and never use a public Wi-Fi hot spot to shop.

Look for coupons before purchasing a product online. Most online stores always have some promotional offers going on. If you do not find any information about current offers on the site of the online store, look on other sites. Customers sometimes share their coupon codes on message boards or couponning blogs.

Look into online shopping clubs. Sites like ebates.com have some tremendous offers. You not only find out about sales going on at different sites, but they pay you a percentage of your purchase when you buy from those sites. It is a great way to get a bonus check every four months and get the things you need.

Avoid using your personal or business email addresses when you are shopping online. Many times you will receive a ton of unwanted emails after making purchases. Setting up an email specifically for shopping sites will stop all of this junk mail from being mixed up with all of your legitimate emails.

Learn about the store’s return policy. Sometimes when you order online there is a possibility that you will want to return or exchange an item. If that is something that may happen, find out what the store’s policies are so you do not end up being disappointed with an item you don’t want.

When you go shopping online, you not only have access to new products and items, but used ones as well. When making a purchase from a private seller, avoid anyone who wants you to deal in wire transfers. Anything that seems fishy, probably is and you should steer clear!

Unless you need an item right away, avoid choosing the expedited shipping option when shopping online. Most websites will charge you a fortune to have your items delivered the next day or the day after. Most of the time, standard shipping is much cheaper and your items will still come within a few days.

Beware of phishing scams. No online retailer will send an email requesting you to send them any personal information in an email. If you receive an email like this, contact your credit card company using the number on the back of your credit card. This will ensure that the email is legit.

One way to save money is through points programs. For example, Swagbucks.com and MyPoints.com offer members the ability to earn points with their purchases. They also offer coupons for certain brands. When you redeem your points, you can get merchandise or gift cards, saving you even more money down the road.

Don’t ignore the privacy policy. Many people have become so used to clicking “ok” on every pop-up that they don’t even read the messages. However, when shopping online, especially for large purchases, it is important to read the site’s privacy policy. It may seem daunting, but it is important to know how your personal information will be protected.

Now that you have taken the time to read this article, you are an online shopping guru. You know what the experts know and that is going to start saving you money. From groceries to the kitchen sink, you’ll buy it all at a price which will impress your friends, so start shopping today!