0 6 min 2 yrs

There are certain times of the year that shopping is just plain dreadful. The parking lots are full, the lines are long and the prices are through the roof. You can now shop from home using your computer and get better prices than you ever could if you went through the torture of going to the store.

Sign up for the website’s newsletter if they have one. Many times stores will give you a discount or some type of deal when you sign up for their newsletter. Find out if there is a deal associated with signing up for the newsletter at any store you want to shop at.

To protect yourself use a credit card when shopping online. The federal government has passed laws to protect consumers in the event of fraud. The amount the consumer is responsible for is a mere $50.00 as compared to debit cards where the entire balance can be withdrawn by internet hackers.

When you are shopping online, use reviews and ratings to your advantage and make smart purchases. If you are buying a rug and 10 out of 11 reviewers say the item was not the correct color, you probably want to look somewhere else for the item. Also check to verify that a customer had to purchase the item in order to make the review.

If an online vendor asks for your social security number, do not make any purchases for them. While your credit card information is needed, there is no need for a company to ask for your credit card information if you are shopping from them. In fact, you should report any business that asks for this information to the Better Business Bureau.

Avoid using your personal or business email addresses when you are shopping online. Many times you will receive a ton of unwanted emails after making purchases. Setting up an email specifically for shopping sites will stop all of this junk mail from being mixed up with all of your legitimate emails.

If you frequently shop online, become a member of a service which gives you discounted and free shipping with certain stores. These places let you know which stores participate and often times have free trials to see if the service is for you. Test drive several services to see which, if any, is right for you.

Review the dispute resolution process of any online auction site you are considering shopping from. Some sites will help with disputes. Others do not help with disputes at all.

Buying gifts and holiday shopping can be made so much easier by using the internet. You can purchase an item and have it shipped to the recipient without ever laving your home. You can also choose to buy a gift-card to a website that you know has items that they will like. This can save you time and money and ensure that the recipient will love your gift and thoughtfulness.

Most credit cards offer an identify-theft protection program. Therefore, when shopping online, only use your credit card to make purchases. If you ever have a charge show up that you are concerned about, your credit card company will look into the matter for you. Debit cards are much riskier and should be avoided.

If you want retailers to send you emails about discounts and sales, but do not want your email to be cluttered with junk mail, create an email account just for receiving sales promotions from merchants. This will keep your regular email free of promo clutter, and you will have all of your sales announcements in one place.

If you are considering a large purchase from an unfamiliar website, start with a “practice purchase.” If possible, find a low-cost item on the site to buy. Make sure that the transaction goes well and you are satisfied with their service and product. If they pass this test, you should feel comfortable making your larger purchase.

Look for discount codes from the manufacturer’s site for an item you wish to buy. Lots of retailers provide discounts, so their pages should be reviewed as well. Even discounted shipping codes are great, particularly if you are making a large order.

If you are buying online, learn about the return policies. This way if you have an item that isn’t what you want or doesn’t fit properly, you are able to return it hassle-free. If you’re buying online and can’t return something, you get stuck with it.

Find out if you can get cash back for your purchase. You are already familiar with cash back on your credit cards, but sites such as Ebates.com allow you to make money by purchasing from a store in their network. Periodically you will be sent checks for your rebate, which saves you even more money.

Online shopping has been around for years, but knowing how to shop in the wisest ways is imperative these days. You should have learned a lot about how to shop online and make it a positive experience. Learning more about online shopping can help you now and in the many months to come.