Online shopping is becoming increasingly popular, in part because of the convenience associated with the experience. From the comfort of your living room, you can buy clothing, toys or just about any product or service that you need. The following tips will help you the next time you decide to open up your computer and make a purchase.
When you are shopping online, you should only shop at reputable stores. If the store does not have a good reputation, you may be asking for trouble. Some people have had their credit card and personal information stolen from shopping on less than reputable websites. Be careful and protect your private information.
Before making a purchase, compare prices on several websites. Look for special coupons and offers on these websites to make sure you are getting the best deal possible. Also look into what it will cost for the shipping on your items and if there are free shipping options available to you.
Never try to shop directly from a link someone sent you in an email, unless it’s a widely known and respected site, like Amazon.com. Too many consumers get tricked into scams via hyperlinks in questionable emails. Visit the URL of the site mentioned in the mail, instead of clicking the link itself.
Be careful in regard to the online stores that you consider buying from. If the web store is poorly designed, full of misspellings, and overall fishy, you should take your money elsewhere. These are signs that something might not be right about this store. It’s better to be safe than sorry.
A great way to stay safe when shopping online is to avoid clicking any web addresses that are sent into your email. If you are expecting an email from a company, go to the actual website and do not click any links. Legitimate businesses do not send emails asking for personal information or account information.
Do not spend too much money on shipping. Shipping charges can really add up. Many sites offer free shipping, free shipping once you spend a certain amount, or have a coupon code that allows you to get free shipping. Instead of paying your hard earned money on shipping, look for a store that ships for free.
If you find a great product on your favorite site, search for it in a search engine before you buy it. Make note of the model number or brand, and do a quick search to make sure you can’t get it cheaper from somewhere else. You might be able to save a few dollars that way.
Read customer testimonials before you buy anything. People are more than happy to complain about bad service online, so look for sites and testimonials that are terrible so that you know what you’re getting into. You should take bad reviews with a grain of salt, but if you see many, you know there is a problem.
To protect yourself use a credit card when shopping online. The federal government has passed laws to protect consumers in the event of fraud. The amount the consumer is responsible for is a mere $50.00 as compared to debit cards where the entire balance can be withdrawn by internet hackers.
To help protect your credit, use only one credit card for online purchases. This will help you quickly track your spending habits when the credit card statement comes in the mail. If you notice any charges that you did not make, call the credit card company immediately and report it to them.
Before going to a particular website to shop, be sure to look for coupon codes. Websites like www.retailmenot.com offer codes you can enter when you are about to checkout. Some of these coupon codes will take money off your whole purchase while others will give you discounted or free shipping.
If you have questions while shopping, look for a live chat function on the online store. Many big brands (and even some boutique stores) now have this functionality. You can chat immediately with a customer service representative to fix any issues or answer any questions before you purchase. That can give you a lot of peace of mind.
Don’t supply too much information. It should be no surprise that a shopping site will need your credit card information in order to bill you, and your address so that you can receive your items. However, use caution if more information is asked. No shopping site should ever need your social security number, and even your birth date may be too much information. Those pieces of information, combined with your credit card number can be used by an identity thief to wreak havoc.
Regardless of whether you are a novice or an experienced online shopper, the tips listed above should be beneficial to you going forward. Shopping online can be a lot of fun, but it is not without its pitfalls. If you are smart about what you do, however, you can get great products quickly and easily just by using your computer.
