Shopping online from the convenience of your own home is one of the miracles bestowed upon us by the internet. We can easily buy anything from our weekly groceries to our automobiles with just the click of a mouse. However, with the ease of online shopping come some risks–identity theft, false advertising, and scams to name a few. Keep reading to learn how to reap the rewards of online shopping while protecting yourself and scoring great deals.
A good online shopping tip to remember is to leave feedback after buying from a source you’ve never bought from before. This will help both of you because you’ll remember whether or not you’ve had a good experience from them, and they will also gain a reputation as a seller.
Call the online company before you make a purchase. If you have some kind of problem with your purchase, you want to be able to know that you can reach customer service easily. That’s why it’s a good idea to call before you give them your credit card information. If you can’t get anyone on the phone, steer clear.
Sign-up for any identity theft protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe you can protect your information, it’s never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
If you do a lot of online shopping, consider investing in anti-virus software. Most Internet users are bargain hunters. As you search for discount codes and deals, you may inadvertently stumble across a virus. Also, if you are looking for an obscure product or service, you may be redirected to some questionable sites as well. Your software can help direct you to safety.
It is best to shop online with a credit card. Most credit cards come with a protection plan in case your information is stolen. Your bank will probably give you your money if you purchased a bad product with a credit card while you will entirely depend on the seller to get your money back if you used a debit card.
If you followed a link from an email an online store sent you, pay attention to the URL. Some scammers send fake emails that look just like what a popular email store would send except that the URL is slightly different. Make sure you received an email from an official address and check the URL of the link you followed.
Look for an address and phone number for any retailer before you pull out your credit card and make a purchase with them. There are many people that will take your information and use it fraudulently, so you have to be very careful. Even if everything else looks legitimate, avoid any sites that don’t have contact information.
Shop with a friend to save money. Many times an online store will offer free shipping or another discount if you spend a certain amount of money. If you find that you will not be spending the amount needed, ask a friend if they need anything from the store so you can both save money.
If you haven’t noticed the small, golden lock by the address bar when you shop on online stores that are trusted, look for it in the future. This will keep you very safe when you are going through the process. While nothing can be fool-proof, it sure does help you to have this safety mechanism.
Browse websites devoted to sharing coupons and promotional codes as the first step in your online shopping experience. You may be able to find coupons, both from the store itself or direct from the manufacturer. Remember to look at them before you shop to obtain the discounts.
No reputable company should ask for or need your social security number simply for shopping purposes. Therefore, make it a practice never to give out your SSN online. If you are making a purchase and you are asked for this number, do not continue. You are probably on a scam site, and you should not complete the transaction.
When making an online shopping purchase from a site like Ebay, make sure to pay attention to the sellers feedback and statistics. If a seller has a low score, you should probably try to avoid dealing with them entirely. Look for sellers who have a lot of positive feedback.
As you are well aware, shopping online from your home computer or mobile device is highly convenient. You don’t have the hassle of dealing with traffic or lines at the store. However, certain risks come with online shopping. You now know how to avoid these risks and fully enjoy the online shopping experience.
